Auto Repair & Auto Service Funding

Keep Your Bays Busy and Your Shop Fully Equipped

Tools, lifts, parts inventory, and technician payroll shouldn't slow down service. Get matched through IFundYou's network of 75+ lenders โ€” one 60-second application, no hard pull. We work with auto repair and service shops traditional banks decline.

Questions? Call us now: 202-455-6866

Check My Funding Options

60-second application ยท Checking your options does not affect your credit score ยท No obligation

The Funding Vault is a referral and marketing platform, not a lender. Funding decisions and terms are made by third-party lenders.

75+
Lenders
60s
Application
24–48h
After Approval
$5M
Up To
6 mo
In Business
Do You Qualify?

What lenders in our network look for

We work with lenders who look at the full picture โ€” not just your credit score. If banks said no because of your industry or a challenged credit history, we may still have options.

Not quite there yet? If you're under 6 months in business or under $20K monthly revenue, call us at 202-455-6866 and we'll tell you exactly what to do to qualify when you're ready. Options may still be available even with challenged credit.

Use of Funds

Capital that keeps your shop running

Tools & Equipment

Diagnostic scanners, lifts, tire machines, and hand tools โ€” buy or upgrade what every bay needs.

Parts Inventory

Stock common and specialty parts so jobs turn faster and customers aren't waiting on orders.

Shop Expansion

Add bays, open a second location, or renovate the customer waiting area and front office.

Hiring & Payroll

Bring on certified technicians and service advisors โ€” and keep payroll steady through slower weeks.

Seasonal Cash Flow

Smooth out the dips between busy seasons with flexible operating capital.

Marketing & Growth

Fund local advertising, fleet-service contracts, and online booking to fill the schedule.

Funding Products

Options matched to how auto shops get paid

Working Capital

Cover parts, payroll, and operating costs with flexible capital that matches your service revenue.

Equipment Financing

Finance lifts, diagnostic tools, and shop equipment โ€” the asset often secures the funding.

Revenue-Based Funding

Repayments tied to your monthly revenue โ€” flexible when bay traffic slows, faster when it picks up.

Line of Credit

Draw on a revolving credit line as needed โ€” for parts spikes, repairs, or seasonal dips.

How It Works

From application to funded in three steps

1

Apply in 60 Seconds

Enter basic business info on IFundYou's secure application. Takes about a minute and does not affect your credit score.

2

Get Matched

IFundYou's lender network reviews your profile and surfaces funding products you may qualify for.

3

Choose Your Option

If the options fit, continue directly with the lender. Many fund within 24โ€“48 hours. No pressure, no obligation.

What Business Owners Say

Shop owners who got funded when banks said no

โ˜…โ˜…โ˜…โ˜…โ˜…
"I needed equipment financing and did not want to shop five lenders separately. One application gave me options I could actually qualify for."
โ€” Shop Owner
Auto Repair ยท Florida
โ˜…โ˜…โ˜…โ˜…โ˜…
"The questions took about 90 seconds. I was matched with a working capital option in two days and could actually compare terms side by side."
โ€” Owner
Auto Service ยท Texas
โ˜…โ˜…โ˜…โ˜…โ˜…
"I had been turned down elsewhere because of my credit. Nobody here judged my situation, and I was matched with an option that worked."
โ€” Owner
Auto Repair ยท Georgia
FAQ

Auto repair funding questions, answered

Yes. Many lenders in the network offer equipment financing for lifts, tire machines, diagnostic scanners, and hand tools. The equipment itself often secures the funding, which can make approval more accessible than an unsecured loan.
Yes โ€” inventory is one of the most common uses. Working capital and a line of credit let you stock common and specialty parts so jobs turn faster, without tying up cash reserves.
Not necessarily. We work with lenders who look beyond the credit score and focus on business revenue, consistency, and bank-statement health. Challenged credit may still be considered.
Many lenders in the network fund within 24 to 48 hours after approval, and some in as little as 4 hours. Timelines vary depending on the product, the lender, and how complete your documentation is.
No. The Funding Vault is a referral and marketing platform. We connect you to IFundYou's network of 75+ lenders who evaluate your profile and present funding options. We do not make lending decisions or set loan terms.
There is no cost to you for using this service. We are compensated by our funding partner for qualified referrals. Any fees associated with your funding product are disclosed by the lender directly โ€” always review all terms before accepting any offer.

Check your auto repair funding options in 60 seconds

No obligation. Checking your options does not affect your credit score.

Check My Funding Options