These Terms and Conditions ("Terms") govern your access to and use of thefundingvault.net (the "Site"), operated by The Funding Vault ("we," "us," or "our"), in affiliation with IFundYou LLC. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.
1. Acceptance of Terms
By using this Site, you acknowledge and agree to abide by these Terms, our Privacy Policy, and any other policies we publish. We reserve the right to update or modify these Terms at any time. Changes take effect immediately upon posting. We encourage you to review these Terms regularly.
2. Nature of Service
The Funding Vault is a marketing and referral platform only. We are not a lender, financial institution, bank, credit union, mortgage broker, or funding provider. We do not make credit decisions, underwrite loans, or determine funding eligibility. Our sole function is to refer interested business owners to IFundYou LLC and its network of third-party lenders ("Funding Partners") who may offer funding products. Any funding offers, approvals, rates, fees, repayment terms, and conditions are determined entirely by the applicable Funding Partner.
3. Use of the Site
You may use this Site only for lawful business purposes. You agree not to:
- Use the Site in any way that violates applicable federal, state, or local laws or regulations
- Interfere with or disrupt the functioning of the Site, servers, or networks
- Attempt to gain unauthorized access to any part of the Site or its systems
- Submit false, misleading, or fraudulent information through any form or application
- Use the Site for any personal, family, or household purpose — this platform is for business owners only
4. Eligibility and Qualification
This Site and its services are intended for U.S. business owners and authorized representatives of business entities who are at least 18 years of age. By using this Site, you represent that you meet these requirements. Submitting information through this Site or any linked application does not guarantee approval for funding. Eligibility is determined solely by the Funding Partners.
5. No Guarantee of Funding
Checking your options through this Site is not an application for funding and does not constitute an offer or guarantee of financing. Approval, funding amounts, interest rates, fees, repayment terms, and other conditions are determined solely by the applicable Funding Partner based on their underwriting criteria. Not all applicants will qualify.
6. Referral Compensation
We may receive compensation from IFundYou LLC or its Funding Partners when a user we refer completes an application or obtains funding. This compensation does not affect the terms or availability of any funding product offered to you and is disclosed in our Affiliate Disclosure.
7. Accuracy of Information
By using this Site and submitting any inquiry or application, you represent and warrant that all information you provide is accurate, complete, and current. Providing false or misleading information may result in denial of funding and may expose you to legal liability.
8. SMS and Phone Communications
By providing your phone number through this Site, you expressly consent to receive SMS messages and phone calls from us regarding your funding inquiry, application status, customer service, and promotional messages if opted in. Message and data rates may apply. Reply STOP to opt out of SMS. Contact us directly to be removed from our calling list. See our Privacy Policy for full details.
9. Intellectual Property
All content on this Site — including text, graphics, logos, images, and layout — is the property of The Funding Vault or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any Site content without our express written permission.
10. Third-Party Links and Services
This Site contains links to third-party websites and services, including IFundYou's application portal. We are not responsible for the content, privacy practices, or terms of any third-party site. Your use of any third-party site is governed entirely by that site's own terms and policies.
11. Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
12. Limitation of Liability
To the fullest extent permitted by applicable law, The Funding Vault, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Site, any referral made through it, or any funding decision made by a third-party lender — even if we have been advised of the possibility of such damages.
13. Indemnification
You agree to indemnify, defend, and hold harmless The Funding Vault, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of your use of the Site, your violation of these Terms, or your violation of any rights of another party.
14. Dispute Resolution
Any disputes arising out of or relating to these Terms or your use of the Site shall first be attempted to be resolved through informal discussions. If informal resolution fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any dispute not subject to arbitration shall be subject to the exclusive jurisdiction of the courts in Montgomery County, Maryland.
16. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
17. Entire Agreement
These Terms, together with our Privacy Policy and Affiliate Disclosure, constitute the entire agreement between you and The Funding Vault regarding your use of this Site.
18. Contact Us
Questions about these Terms? Contact us:
The Funding Vault
Phone: 202-455-6866
Email: admin@thefundingvault.net
Website: thefundingvault.net